Bare and Dressed-up Unit:
Adelle townhouse with Fence is a 70 sqm townhouse on 60 sqm lot area. It has four bedrooms, two toilet & baths, a living room, dining area, kitchen, balcony, Family Courtyard, provisions for a lanai and one-car garage.
Selling Price: Php 2,432,800.00
Type: Townhouse
Floor Area: 70 sqm
Lot Area:60 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Four Bedrooms
- Two Toilets and Baths
- Provision for Lanai
- Provision for One-car Garage
- Family Courtyard
- With Fence
Materials & Finish:
- Pre-painted long span roofing
- Painted plain cement finish for interior and exterior walls
- Tiled kitchen counter with stainless kitchen sink
- Tiled toilet and bath with complete set of bathroom fixtures(excluding tissue and soap holder)
- Interior and exterior wall paint finish
Floor Plan:
Sample Computations: ( updated as of January 22, 2021 )
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% DP | 20% DP | |
| Selling Price | Php 2,432,800.00 | Php 2,432,800.00 |
| Add: Legal and Misc. Fees | Php 243,280.00 (10%) | Php 109,476.00 (4.5%) |
| Total Contract Price | Php 2,671,400.00 | Php 2,540,170.00 |
| Down payment | Php 333,925.00 (12.5%) | Php 508,034.00 (20%) |
| Less: Reservation | Php 20,000.00 | Php 20,000.00 |
| Net Down payment | Php 313,925.00 | Php 488,034.00 |
| Monthly DP | Php 20,928.33 (15mos) | Php 32,535.60 (15mos) |
| Total Loanable Amt. | Php 2,337,475.00 (87.5%) | Php 2,032,136.00 (80%) |
Monthly Amortization @ 9% (Prevailing Bank Rates will apply):
| 20 yrs. | Php 22,533.78 | — |
| 15 yrs. | Php 25,211.14 | — |
| 10 yrs. | Php 31,113.06 | Php 41,994.68 (21% int) |
| 05 yrs. | Php 50,025.05 | Php 52,968.74 (18% int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 24th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 2,432,800.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 109,476.00 |
| Total Contract Price | Php 2,540,170.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net TCP (before discount) | Php 2,520,170.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 243,280.00 |
| Net TCP @10% | Php 2,276,890.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 231,116.00 |
| Net TCP @9.5% | Php 2,289,054.00 |
| Less: 9% Discount on TSP within 60 days | Php 218,952.00 |
| Net TCP @9% | Php 2,301,218.00 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 97,312.00 |
| Net TCP @4% | Php 2,422,858.00 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme
| Total Selling Price | Php 2,432,800.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 109,476.00 |
| Total Contract Price | Php 2,540,170.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net TCP | Php 2,520,170.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 105,007.08 |
Note: LMF does not include transfer fees