Virtual Tour:
Aira the most up to date house model inside Lancaster New City,
Aira is a 2-storey Modern-Asian inspired single attached home. Growing families may want to consider
choosing our Aira model for its very practical and spacious layout. With a total of three bedrooms and
2 toilet & baths, Aira is designed to give each member of the family the rooms and space they need.
Selling Price: Php 5,109,440.00
Type: Single-attached house
Floor Area: 80 sqm
Lot Area:: 100 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- Two Toilet and Baths
- Provision for Lanai
- Provision for Two-car Garage
Materials & Finish:
- Pre-painted GI sheet roofing
- Powder Coated Aluminum Windows
- Painted Sand Blast Finish for Exterior Walls
- Painted Plain Cement Finish for Interior Walls
- Tiled Kitchen Counter with Stainless Kitchen Sink
- Tiled Toilet and Bath with Complete Set of Bathroom fixtures (Including Tissue and Soap Holder)
- Tiled Ceramic Flooring for the ground floor
- Provision for CATV, Telephone, and Air Condition Outlet
Sample Computations (updated as of January 22, 2021):
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% DP | 20% DP | |
| Selling Price | Php 5,109,440.00 | Php 5,109,440.00 |
| Add: Legal and Misc. Fees | Php 510,944.00 | Php 229,924.80 |
| Total Contract Price | Php 5,565,640.00 | Php 5,314,730.00 |
| Down payment | Php 695,705.00 (12.5%) | Php 1,062,946.00 (20%) |
| Less: Reservation | Php 40,000.00 | Php 40,000.00 |
| Net Downpayment | Php 655,705.00 | Php 1,022,946.00 |
| Monthly DP | Php 43,713.67 (15mos) | Php 68,196.40 (15mos) |
| Total Loanable Amt. | Php 4,869,935.00 (87.5%) | Php 4,251,784.00 (80%) |
Monthly Amortization @ 9% + Insurance (Prevailing Bank Rates will apply):
| 20 yrs. | Php 45,864.65 | — |
| 15 yrs. | Php 51,442.70 | — |
| 10 yrs. | Php 63,738.86 | Php 86,823.40(21% int) |
| 05 yrs. | Php 103,140.42 | Php 109,784.14(18% int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 24th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO.
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 5,109,440.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 229,924.80 |
| Total Contract Price | Php 5,314,730.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP (before discount) | Php 5,274,730.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 510,944.00 |
| Net TCP @10% | Php 4,763,786.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 485,396.80 |
| Net TCP @9.5% | Php 4,789,333.20 |
| Less: 9% Discount on TSP within 60 days | Php 459,849.60 |
| Net TCP @9% | Php 4,814,880.40 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 204,377.60 |
| Net TCP @4% | Php 5,070,352.40 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme
| Total Selling Price | Php 5,109,440.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 229,924.80 |
| Total Contract Price | Php 5,314,730.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP | Php 5,274,730.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 219,780.42 |
Note: LMF does not include transfer fees