Dressed-up Unit:
Alice – one of our best-selling houses inside Lancaster New City – Cavite is a 40 sqm townhouse
built on a 40 sqm lot. Despite its floor area, Alice houses 3 well-laid out bedroom with plenty of space for furniture. It’s an ergonomic living room, a small family can hold a decent gathering with enough space for fun and games. The kitchen is
also designed to create a conducive place for cooking and dining. Alice also has provision for the one-car garage so you don’t have to worry about parking your car on the street.
Selling Price: Php 1,711,600.00
House Type: Townhouse
Floor Area: 40 sqm
Lot Area:40 sqm
House Type: Townhouse
Floor Area: 40 sqm
Lot Area:40 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- One Toilet and Bath
- Provision for One-car Garage
Materials & Finish:
- Pre-painted G.I. Shoot Roofing
- Steel Casement Window
- Painted Exterior and Interior Wall Finish
- Tiled Kitchen Counter
- Tiled Bathroom Flooring
- Floor Cement Finish
- Provisions for CATV, Telephone, Air Condition Outlet
Floor Plan:
Sample Computations: ( updated as of January 22, 2021 )
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% | 20% | |
| Selling Price | Php 1,711,600.00 | Php 1,711,600.00 |
| Add: Legal and Misc. Fees | Php 171,160.00 (10%) | Php 77,022.00 (4.5%) |
| Total Contract Price | Php 1,880,600.00 | Php 1,787,650.00 |
| Down payment | Php 235,075.00 (12.5%) | Php 357,530.00 (20%) |
| Less: Reservation | Php 10,000.00 | Php 10,000.00 |
| Net Down payment | Php 225,075.00 | Php 347,530.00 |
| Monthly DP | Php 15,005.00 (15mos) | Php 23,168.67 (15mos) |
| Total Loanable Amt. | Php 1,645,525.00 (87.5%) | Php 1,430,120.00 (80%) |
Monthly Amortization @ 9% Indicative (prevailing bank rates will apply):
| 20 yrs. | Php 15,501.64 | — |
| 15 yrs. | Php 17,386.43 | — |
| 10 yrs. | Php 21,541.24 | Php 29,208.27(21% int) |
| 05 yrs. | Php 34,854.81 | Php 36,931.29(18% int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 24th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 1,711,600.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 77,022.00 |
| Total Contract Price | Php 1,787,650.00 |
| Less: Reservation Fee | Php 10,000.00 |
| Net TCP (before discount) | Php 1,777,650.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 171,160.00 |
| Net TCP @10% | Php 1,606,490.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 162,602.00 |
| Net TCP @9.5% | Php 1,615,048.00 |
| Less: 9% Discount on TSP within 60 days | Php 154,044.00 |
| Net TCP @9% | Php 1,623,606.00 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 68,464.00 |
| Net TCP @4% | Php 1,709,186.00 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme:
| Total Selling Price | Php 1,711,600.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 77,022.00 |
| Total Contract Price | Php 1,787,650.00 |
| Less: Reservation Fee | Php 10,000.00 |
| Net TCP | Php 1,777,650.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 74,068.75 |
Note: LMF does not include transfer fees