Dressed-up Unit:
Briana house model is a 110 sqm single-attached house on 100sqm lot area. It has four bedrooms, three toilet and baths, a living room, dining area, kitchen, balcony, Family Courtyard, provisions for a lanai and one-car garage.
Selling Price: Php 6,324,646.00
Type: Single-attached house
Floor Area: 110 sqm
Lot Area:100 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Four Bedrooms
- Three Toilets and Baths
- Balcony
- Provision for Lanai
- Provision for One-car Garage
- Family Courtyard
Materials & Finish:
- Concrete Roof Tiles
- Powder Coated Aluminum Windows
- Painted Sand Blast Finish for Exterior Walls
- Painted Plain Cement Finish for Interior Walls
- Tiled Kitchen Counter with Stainless Kitchen Sink
- Tiled Toilet and Bath with Complete Set of Bathroom fixtures (Including Tissue and Soap Holder)
- Tiled Ceramic Flooring for Living, Dining, and Kitchen Area
- Tiled Vinyl Flooring for Bedrooms, Hallway, and Staircase
- Provision for CATV, Telephone, and Air Condition Outlet
Floor Plan:
Sample Computations (updated as of January 22,2021):
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 10% DP | 20% DP | |
| Selling Price | Php 6,324,646.00 | Php 6,324,646.00 |
| Add: Legal and Misc. Fees | Php 632,464.60 | Php 284,609.07 |
| Total Contract Price | Php 6,889,340.00 | Php 6,578,755.00 |
| Down payment | Php 688,934.00 (10%) | Php 1,315,751.00 (20%) |
| Less: Reservation | Php 40,000.00 | Php 40,000.00 |
| Net Down payment | Php 648,934.00 | Php 1,275,751.00 |
| Monthly DP | Php 72,103.78 (9mos) | Php 141,750.11 (0mos) |
| Total Loanable Amt. | Php 6,200,406.00 (90%) | Php 5,623,004.00 (80%) |
Monthly Amortization @ 9% (Prevailing Bank Rates will apply):
| 20 yrs. | Php 58,395.52 | — |
| 15 yrs. | Php 65,497.51 | — |
| 10 yrs. | Php 81,152.98 | Php 107,481.4 |
| 05 yrs. | Php 131,319.09 | Php 135,903.04 |
Remarks:
- 10% Equity payable in 9 months is available on selected units
- MRI and FIRE Insurances are included
- Move-in is on the 24th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 6,324,646.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 284,609.07 |
| Total Contract Price | Php 6,578,755.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP (before discount) | Php 6,538,755.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 632,464.60 |
| Net TCP @10% | Php 5,906,290.40 |
| Less: 9.5% Discount on TSP within 30 days | Php 600,841.37 |
| Net TCP @9.5% | Php 5,937,313.63 |
| Less: 9% Discount on TSP within 60 days | Php 569,218.14 |
| Net TCP @9% | Php 5,969,536.87 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 252,985.84 |
| Net TCP @4% | Php 6,285,769.16 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme
| Total Selling Price | Php 6,324,646.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 284,609.07 |
| Total Contract Price | Php 6,578,755.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP | Php 6,538,755.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 272,448.13 |
Note: LMF does not include transfer fees