Dressed-up Unit:
Turnover Unit:
Catherine house model is a 50 sqm townhouse on 50 sqm lot area. It has three bedrooms, one toilet and bath, a living room, dining area, kitchen, and a provision one-car garage.
Selling Price: Php 1,200,000.00
Type: Townhouse
Floor Area: 50 sqm.
Lot Area: 50 sqm.
Type: Townhouse
Floor Area: 50 sqm.
Lot Area: 50 sqm.
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- One Toilet and Bath
- One Powder Room
- Provision for One-car Garage
Materials & Finish:
- Pre-painted G.I. Shoot Roofing
- Steel Casement Window
- Painted Exterior and Interior Wall Finish
- Tiled Kitchen Counter
- Tiled Bathroom Flooring
- Floor Cement Finish
- Provisions for CATV, Telephone, Air Condition Outlet
Floor Plan:
Sample Computations:
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% DP | 24 Months DP | |
| Selling Price | Php 1,200,000.00 | Php 1,200,000.00 |
| Add: Legal and Misc. Fees | Php 102,880.00 (8%) | Php 57,870.00 (4.5%) |
| Total Contract Price | Php 1,296,000.00 | Php 1,343,870.00 |
| Down payment | Php 162,000.00 (12.5%) | Php 403,161.00 (30%) |
| Less: Reservation | Php 10,000.00 | Php 10,000.00 |
| Net Down payment | Php 152,000.00 | Php 393,161.00 |
| Monthly DP | Php 10,133.33 (15mos) | Php 16,381.71 (24mos) |
| Total Loanable Amt. | Php 1,134,000 (87.5%) | Php 940,709.00 (70%) |
Monthly Amortization @ 8% (prevailing bank rates will apply):
| 20 yrs. | Php 10,018.67 | |
| 15 yrs. | Php 11,370.54 | |
| 10 yrs. | Php 14,291.99 | Php 18,807.75(21% int) |
| 05 yrs. | Php 23,526.87 | Php 23,887.83(18% int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 24th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 8% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Pag-ibig Financing:
(Promo up to June 2015 Only!!)
|
Item |
Pag-ibig Financing |
| 12.5% DP | |
| Selling Price | Php 1,181,481.00 |
| Add: Legal and Misc. Fees | Php 94,519.00 |
| Total Contract Price | Php 1,276,000.00 |
| Down payment | Php 92,800.00 (10%) |
| Less: Reservation | Php 10,000.00 |
| Net Down payment | Php 82,800.00 |
| Monthly DP |
Php 10,350.00 (8mos) Php 11,828.00 (7mos) Php 13,800.00 (6mos) |
| Total Loanable Amt. | Php 1,149,000.00 (90%) |
Monthly Amortization @ 10% (3 years re-pricing):
| 3 years re-pricing | Php 7,632.75 |
Cash Payment Scheme:
| Total Selling Price | Php 1,200,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 54,000.00 |
| Total Contract Price | Php 1,254,000.00 |
| Less: Reservation Fee | Php 10,000.00 |
| Net TCP (before discount) | Php 1,244,000.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 113,600.00 |
| Net TCP @10% | Php 1,022,400.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 97,128.00 |
| Net TCP @9.5% | Php 1,038,872.00 |
| Less: 9% Discount on TSP within 60 days | Php 93,498.48 |
| Net TCP @9% | Php 1,042,501.52 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 41,700.06 |
| Net TCP @4% | Php 1,094,299.94 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme:
| Total Selling Price | Php 1,200,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 54,000.00 |
| Total Contract Price | Php 1,254.000.00 |
| Less: Reservation Fee | Php 10,000.00 |
| Net TCP | Php 1,244,000.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 51,833.33 |
Note: LMF does not include transfer fees
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