Dressed-up Unit:
Turnover Unit:
Celeste house model is a three-storey townhouse 120 sqm house on a 80 sqm lot area. It is the biggest townhouse unit with four bedrooms, three toilets and baths, living area, dining area and kitchen, laundry and service area , maid’s room, and provision for a garage that can fit two cars.
Selling Price: Php 3,524,000.00
House Type: Townhouse
Floor Area: 120 sqm
Lot Area: 80 sqm
House Type: Townhouse
Floor Area: 120 sqm
Lot Area: 80 sqm
House Features:
- Four Bedrooms
- Three Toilets and Baths
- Living Area
- Dining Area
- Kitchen Area
- Family Room
- Maid’s Room
- Provision for Two-Car Garage
- Laundry and Service Area
Materials & Finish:
- Painted Sandblast Finish with decorative stone accent for Exterior Wall
- Painted Plain Cement Finish for Interior Wall
- Tiled Toilet and Bath
- Tiled Kitchen Counter with Stainless Sink
- Aluminum Frame Sliding Windows
- Concrete Stairs with Wood Planks
- Wood Handrail with Steel Decorative Railing
- Ceramic Tiles for all Floor
- Concrete Roof Tiles
Floor Plan:
Sample Computations:
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% DP | 24 Months DP | |
| Selling Price | Php 3,524,000.00 | Php 3,524,000.00 |
| Add: Legal and Misc. Fees | Php 281,920.00 (8%) | Php 158,580.00 (4.5%) |
| Total Contract Price | Php 3,805,920.00 | Php 3,682,580.00 |
| Down payment | Php 475,740.00 (12.5%) | Php 1,104,774.00 (30%) |
| Less: Reservation | Php 25,000.00 | Php 25,000.00 |
| Net Down payment | Php 450,740.00 | Php 1,079,774.00 |
| Monthly DP | Php 30,049.33 (15mos) | Php 44,990.58 (24mos) |
| Total Loanable Amt. | Php 3,330,180.00 (87.5%) | Php 2,577,806.00 (70%) |
Monthly Amortization @ 8% (prevailing bank rates will apply):
| 20 yrs. | Php 29,079.11 | |
| 15 yrs. | Php 33,049.09 | |
| 10 yrs. | Php 41,628.42 | Php 52,795.30(21% int) |
| 05 yrs. | Php 68,748.19 | Php 66,716.12(18% int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 18th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 8% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 3,524,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 158,580.00 |
| Total Contract Price | Php 3,682,580.00 |
| Less: Reservation Fee | Php 25,000.00 |
| Net TCP (before discount) | Php 3,657,580.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 365,758.00 |
| Net TCP @10% | Php 3,291,822.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 347,470.10 |
| Net TCP @9.5% | Php 3,310,109.90 |
| Less: 9% Discount on TSP within 60 days | Php 329,182.20 |
| Net TCP @9% | Php 3,328,397.80 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 146,303.20 |
| Net TCP @4% | Php 3,511,276.80 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme:
| Total Selling Price | Php 3,524,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 158,580.00 |
| Total Contract Price | Php 3,682,580.00 |
| Less: Reservation Fee | Php 25,000.00 |
| Net TCP | Php 3,657,580.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 152,399.17 |
Note: LMF does not include transfer fees
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