Dressed-up Unit:
Turnover Unit:
Charlotte house model is a 65 sqm single-attached house on a 110 sqm lot area. It has three bedrooms, two toilets and baths, a living room, dining area, kitchen, laundry/service area and a provision for a one-car garage.
Selling Price: Php 2,750,000.00
House Type: Single Attached
Floor Area: 65 sqm
Lot Area: 110 sqm
House Type: Single Attached
Floor Area: 65 sqm
Lot Area: 110 sqm
House Features:
- Three Bedrooms
- Two Toilets and Baths
- Living Area
- Dining Area
- Kitchen Area
- Provision for One-Car Garage
- Laundry and Service Area
Materials & Finish:
- Painted Sandblast Finish for Exterior Wall
- Painted Plain Cement Finish for Interior Wall
- Tiled Toilet and Bath
- Tiled Kitchen Counter with Stainless sink
- Aluminum Frame Sliding Windows
- Concrete Stairs with Wood Planks
- Wood Handrail with Steel Decorative Railing
- Ceramic Tiles for Ground Floor
- PVC Tiles for Second Floor
- Concrete Roof Tiles
Floor Plan:
Sample Computations:
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% DP | 24 Months DP | |
| Selling Price | Php 2,750,000.00 | Php 2,750,000.00 |
| Add: Legal and Misc. Fees | Php 220,000.00 (8%) | Php 123,750.00 (4.5%) |
| Total Contract Price | Php 2,970,000.00 | Php 2,873,750.00 |
| Down payment | Php 371,250.00 (12.5%) | Php 862,125.00 (30%) |
| Less: Reservation | Php 20,000.00 | Php 20,000.00 |
| Net Down payment | Php 351,250.00 | Php 842,125.00 |
| Monthly DP | Php 23,416.67 (15mos) | Php 35,088.54 (24mos) |
| Total Loanable Amt. | Php 2,598,750.00 (87.5%) | Php 2,011,625.00 (70%) |
Monthly Amortization @ 8% (prevailing bank rates will apply):
| 20 yrs. | Php 22,871.92 | |
| 15 yrs. | Php 25,969.94 | |
| 10 yrs. | Php 32,664.94 | Php 41,133.51(21% int) |
| 05 yrs. | Php 53,828.21 | Php 51,996.81(18%int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 18th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 8% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 2,750,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 123,750.00 |
| Total Contract Price | Php 2,970,000.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net TCP (before discount) | Php 2,950,000.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 275,000.00 |
| Net TCP @10% | Php 2,675,000.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 261,250.00 |
| Net TCP @9.5% | Php 2,688,750.00 |
| Less: 9% Discount on TSP within 60 days | Php 247,500.00 |
| Net TCP @9% | Php 2,702,500.00 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 110,000.00 |
| Net TCP @4% | Php 2,840,000.00 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme:
| Total Selling Price | Php 2,750,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 123,750.00 |
| Total Contract Price | Php 2,873,750.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net TCP | Php 2,853,750.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 118,906.30 |
Note: LMF does not include transfer fees
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