Dressed-up Unit:
Turnover Unit:
Chessa house model is a 90 sqm single-attached house on 100sqm lot area. It has three bedrooms, three toilet and baths, a living room, dining area, kitchen, balcony, Family Courtyard, provisions for a lanai and one-car garage.
Selling Price: Php 5,559,680.00
Type: Single-attached house
Floor Area: 90 sqm
Lot Area:: 100 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- Three Toilets and Baths
- Balcony
- Provision for Lanai
- Provision for One-car Garage
- Family Courtyard
Materials & Finish:
- Concrete Roof Tiles
- Powder Coated Aluminum Windows
- Painted Sand Blast Finish for Exterior Walls
- Painted Plain Cement Finish for Interior Walls
- Tiled Kitchen Counter with Stainless Kitchen Sink
- Tiled Toilet and Bath with Complete Set of Bathroom fixtures (Including Tissue and Soap Holder)
- Tiled Ceramic Flooring for Living, Dining, and Kitchen Area
- Tiled Vinyl Flooring for Bedrooms, Hallway, and Staircase
- Provision for CATV, Telephone, and Air Condition Outlet
Floor Plan:
Sample Computations (updated as of January 22, 2021):
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 10% DP | 20% DP | |
| Selling Price | Php 5,559,680.00 | Php 5,559,680.00 |
| Add: Legal and Misc. Fees | Php 555,968.00 | Php 250,185.60 |
| Total Contract Price | Php 6,056,080.00 | Php 5,783,060.00 |
| Down payment | Php 605,608.00 (10%) | Php 1,156,612.00 (20%) |
| Less: Reservation | Php 40,000.00 | Php 40,000.00 |
| Net Downpayment | Php 565,608.00 | Php 1,116,612.00 |
| Monthly DP | Php 37,707.20 (15mos) | Php 74,440.80 (15mos) |
| Total Loanable Amt. | Php 5,450,472.00 (90%) | Php 4,626,448.00 (80%) |
Monthly Amortization @ 9% + Insurance (Prevailing Bank Rates will apply):
| 20 yrs. | Php 51,320.91 | — |
| 15 yrs. | Php 57,563.92 | — |
| 10 yrs. | Php 71,325.88 | Php 94,469.94(21% int) |
| 05 yrs. | Php 115,424.43 | Php 119,453.96(18% int) |
Remarks:
- 10% Equity payable in 9 months is available on selected units
- MRI and FIRE Insurances are included
- Move-in is on the 24th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO.
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 5,559,680.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 250,185.60 |
| Total Contract Price | Php 5,783,060.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP (before discount) | Php 5,743,060.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 555,968.00 |
| Net TCP @10% | Php 5,187,092.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 528,169.60 |
| Net TCP @9.5% | Php 5,214,890.40 |
| Less: 9% Discount on TSP within 60 days | Php 500,371.20 |
| Net TCP @9% | Php 5,242,688.80 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 222,387.20 |
| Net TCP @4% | Php 5,520,672.80 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme
| Total Selling Price | Php 5,559,680.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 25,185.60 |
| Total Contract Price | Php 5,783,060.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP | Php 5,743,070.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 239,294.17 |
Note: LMF does not include transfer fees