Dressed-up Unit:
Turnover Unit:
Gabrielle house model is a 84 sqm single attached house on 120 sqm lot area. It has three bedrooms, two toilets and baths, a living room, dining area, kitchen, Family Courtyard, provisions for a
lanai and two-car garage.
lanai and two-car garage.
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- Two Toilets and Baths
- Provision for Lanai
- Provision for Two-car Garage
- Family Courtyard
- With Fence
Materials & Finish:
- Concrete Roof Tiles
- Powder Coated Aluminum Windows
- Painted sand Blast Finish for Exterior Walls
- Painted Plain Cement Finish for Interior Walls
- Tiled kitchen counter with stainless kitchen sink
- Tiled Toilet and Bath with Complete Set of Bathroom Fixtures (Including Tissue and Soap Holder)
- Tiled Ceramic Flooring for Living, Dining, and Kitchen Area
- Tiled Vinyl Flooring for Bedrooms, Hallway, and Staircase
- Provision for CATV, Telephone, and Air Condition Outlet
Floor Plan:
Sample Computations (updated as of January 22, 2021):
Item | Bank Financing | In-House Financing |
---|---|---|
10% DP | 20% DP | |
Selling Price | Php 6,048,981.82 | Php 6,048,981.82 |
Add: Legal and Misc. Fees | Php 604,898.18 | Php 272,204.18 |
Total Contract Price | Php 6,653,880.00 | Php 6,321,186.00 |
Down payment | Php 665,388.00 (10%) | Php 1,264,237.20 (20%) |
Less: Reservation | Php 40,000.00 | Php 40,000.00 |
Net Down payment | Php 625,388.00 | Php 1,224,237.20 |
Monthly DP | Php 69,487.56 (9mos) | Php 136,026.36 (9mos) |
Total Loanable Amt. | Php 5,988,492.00 (90%) | Php 5,056,948.00 (80%) |
Monthly Amortization @ 9% (prevailing bank rates will apply):
20 yrs. | Php 56,346.21 | — |
15 yrs. | Php 63,205.46 | — |
10 yrs. | Php 78,325.88 | Php 103,221.28 (21% int) |
05 yrs. | Php 126,777.43 | Php 130,530.12 (18% int) |
Remarks:
- 10% Equity payable in 9 months is available on selected units
- MRI and FIRE Insurances are included
- Ready for Occupancy (Limited Inventory)
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
Total Selling Price | Php 6,048,981.82 |
Plus: Legal & Miscellaneous Fees (4.5%) | Php 272,204.18 |
Total Contract Price | Php 6,321,186.00 |
Less: Reservation Fee | Php 40,000.00 |
Net TCP (before discount) | Php 6,281,186.00 |
Less: 10% Discount on TSP within 7 days upon reservation | Php 604,898.18 |
Net TCP @10% | Php 5,676,287.82 |
Less: 9.5% Discount on TSP within 30 days | Php 574,653.27 |
Net TCP @9.5% | Php 5,706,532.73 |
Less: 9% Discount on TSP within 60 days | Php 544,408.36 |
Net TCP @9% | Php 5,736,777.64 |
… up to | |
Less: 4% Discount on TSP within 360 days | Php 241,959.27 |
Net TCP @4% | Php 6,039,226.73 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme
Total Selling Price | Php 6,048,981.82 |
Plus: Legal & Miscellaneous Fees (4.5%) | Php 272,204.18 |
Total Contract Price | Php 6,321,186.00 |
Less: Reservation Fee | Php 40,000.00 |
Net TCP | Php 6,281,186.00 |
Deferred Payments, 24 Months (Zero Interest) | Php 261,716.08 |
Note: LMF does not include transfer fees
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