Dressed-up Unit:
Turnover Unit:
Maple house model is a 72 sqm single-attached house on 100 sqm lot area. It has three bedrooms, two toilets and baths, a living room, dining area, kitchen, family courtyard and a provision for one-car garage.
Selling Price: Php 1,950,000.00
House Type: Single Attached
Floor Area: 72 sqm
Lot Area: 100 sqm
House Type: Single Attached
Floor Area: 72 sqm
Lot Area: 100 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- Two Toilets and Baths
- Provision for One-Car Garage
- Family Courtyard
Materials & Finish:
- Pre-Painted G.I. Sheet Roofing
- Powder Coated Aluminum Windows
- Painted Plain Cement Finish for Exterior Walls and Interior Walls
- Tiled Kitchen Counter with Stainless Kitchen Sink
- Tiled Toilet and Bath with Complete Set of Bathroom Fixtures
- Plain Cement Finish for Ground and Second Floors
- Provision for CATV, Telephone, Air Condition Outlet
Floor Plan:
Sample Computations:
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 12.5% DP | 24 Months DP | |
| Selling Price | Php 1,950,000.00 | Php 1,950,000.00 |
| Add: Legal and Misc. Fees | Php 156,000.00 (8%) | Php 87,750.00 (4.5%) |
| Total Contract Price | Php 2,106,000.00 | Php 2,037,750.00 |
| Down payment | Php 263,250.00 (12.5%) | Php 611,325.00 (30%) |
| Less: Reservation | Php 20,000.00 | Php 20,000.00 |
| Net Down payment | Php 243,250.00 | Php 591,325.00 |
| Monthly DP | Php 16,216.67 (15mos) | Php 24,638.54 (24mos) |
| Total Loanable Amt. | Php 1,842,750.00 (87.5%) | Php 1,426,425.00 (70%) |
Monthly Amortization @ 8% (prevailing bank rates will apply):
| 20 yrs. | Php 16,271.54 | |
| 15 yrs. | Php 18,468.32 | |
| 10 yrs. | Php 23,215.69 | Php 29,220.68(21%int) |
| 05 yrs. | Php 38,222.37 | Php 36,923.74(18%int) |
Remarks:
- MRI and FIRE Insurances are included
- Move-in is on the 18th month – Pre-selling Units
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 8% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 1,950,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 87,750.00 |
| Total Contract Price | Php 2,037,750.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net TCP (before discount) | Php 2,017,750.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 195,000.00 |
| Net TCP @10% | Php 1,822,750.00 |
| Less: 9.5% Discount on TSP within 30 days | Php 185,250.00 |
| Net TCP @9.5% | Php 1,832,500.00 |
| Less: 9% Discount on TSP within 60 days | Php 175,500.00 |
| Net TCP @9% | Php 1,842,250.00 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 78,000.00 |
| Net TCP @4% | Php 1,939,750.00 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme:
| Total Selling Price | Php 1,950,000.00 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 87,750.00 |
| Total Contract Price | Php 2,037,750.00 |
| Less: Reservation Fee | Php 20,000.00 |
| Net TCP | Php 2,017,750.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 84,072.92 |
Note: LMF does not include transfer fees
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