Dressed-up Unit:
Turnover Unit:
Margaret house model is a 72 sqm single-attached house on 100 sqm lot area. It has three bedrooms, two toilets and baths, a living room, dining area, kitchen, Family Courtyard, provisions for a lanai
and two-car garage.
and two-car garage.
Selling Price: Php 5,192,763.64
Type: Single Attached
Floor Area: 72 sqm
Lot Area: 100 sqm
Type: Single Attached
Floor Area: 72 sqm
Lot Area: 100 sqm
House Features:
- Living Area
- Dining Area
- Kitchen
- Three Bedrooms
- Two Toilets and Baths
- Provision for One-car Garage
- Family Courtyard
- With Fence
Materials & Finish:
- Pre-painted G.I. Sheet Roofing
- Powder Coated Aluminum Windows
- Painted Plain Cement Finish for Exterior Walls and Interior Walls
- Tiled Kitchen Counter with Stainless Kitchen Sink
- Tiled Toilet and Bath with Complete Set of Bathroom Fixtures (Including Tissue and Soap Holder)
- Plain Cement Finish for Ground and Second Floors
- Provision for CATV, Telephone, Air Condition Outlet
Floor Plan:
Sample Computations:
| Item | Bank Financing | In-House Financing |
|---|---|---|
| 10% DP | 20% DP | |
| Selling Price | Php 5,192,763.64 | Php 5,192,763.64 |
| Add: Legal and Misc. Fees | Php 519,276.36 | Php 233,674.36 |
| Total Contract Price | Php 5,712,040.00 | Php 5,426,438.00 |
| Down payment | Php 571,204.00 (10%) | Php 1,085,287.60 (20%) |
| Less: Reservation | Php 40,000.00 | Php 40,000.00 |
| Net Down payment | Php 531,204.00 | Php 1,045,287.60 |
| Monthly DP | Php 59,022.67 (9mos) | Php 116,143.07 (9mos) |
| Total Loanable Amt. | Php 5,140,836.00 (90%) | Php 4,341,150.40 (80%) |
Monthly Amortization @ 9% (prevailing bank rates will apply):
| 20 yrs. | Php 48,355.86 | — |
| 15 yrs. | Php 54,244.20 | — |
| 10 yrs. | Php 67,224.36 | Php 88,595.89 (21% int) |
| 05 yrs. | Php 108,817.72 | Php 108,817.72 (18%int) |
Remarks:
- 10% Equity payable in 9 months is available on selected units
- MRI and FIRE Insurances are included
- Ready for Occupancy (Limited Inventory)
- Bank max loan term for OFW is 15 or 20 years, while for Locally Employed is up to 20 or 25 years depending on the assigned bank
- For client’s convenience, this is a developer-assisted bank loan – Metrobank, UCPB, or BDO. No Minimum Net Disposable Income(NDI) is required
- Max age on loan maturity for OFW is 60yrs, while LOCAL is 65 years
- Transfer Fees are included for Bank financing 10% LMF. Transfer Fees are not yet included for In-house financing 4.5% LMF
- House Prices and Bank Policies are subject to change without prior notice, please confirm with your assisting BSHomes Agent
Cash Payment Scheme:
| Total Selling Price | Php 5,192,763.64 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 233,674.36 |
| Total Contract Price | Php 5,426,438.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP (before discount) | Php 5,386,438.00 |
| Less: 10% Discount on TSP within 7 days upon reservation | Php 519,276.36 |
| Net TCP @10% | Php 4,867,161.64 |
| Less: 9.5% Discount on TSP within 30 days | Php 483,312.55 |
| Net TCP @9.5% | Php 4,893,125.46 |
| Less: 9% Discount on TSP within 60 days | Php 467,348.73 |
| Net TCP @9% | Php 4,919,089.28 |
| … up to | |
| Less: 4% Discount on TSP within 360 days | Php 207,710.55 |
| Net TCP @4% | Php 5,178,727.46 |
Note: LMF does not include transfer fees
Deferred Cash Payment Scheme
| Total Selling Price | Php 5,192,763.64 |
| Plus: Legal & Miscellaneous Fees (4.5%) | Php 233,674.36 |
| Total Contract Price | Php 5,426,438.00 |
| Less: Reservation Fee | Php 40,000.00 |
| Net TCP | Php 5,368,438.00 |
| Deferred Payments, 24 Months (Zero Interest) | Php 224,434.92 |
Note: LMF does not include transfer fees
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